# LFS (Legacy Financial Strategies)

> LFS is a **specialized independent life insurance brokerage** and advanced planning firm that partners exclusively with financial professionals. We deliver white-glove case design, expert underwriting, annuity solutions, and back-office support so advisors can confidently serve high-net-worth individuals, families, and business owners with sophisticated legacy and protection strategies.

We do **not** sell insurance directly to the public. This website and resources are intended for financial advisors, broker-dealers, RIAs, banks, credit unions, P&C agencies, and other financial professionals only.

## Important Notes
- LFS serves as a **partner and resource** for licensed financial professionals — not a direct provider to consumers.
- All case design, quoting, and placement must go through a qualified advisor.
- We maintain strong carrier relationships across 15+ insurance companies.
- Our focus is on **complex, high-net-worth, and business planning cases** that require advanced expertise.

## Services & Solutions
- **Life Insurance** — Comprehensive strategies including permanent, term, and advanced structures for wealth transfer, estate planning, and business needs.
- **Annuities** — Led by our dedicated annuity platform. We help advisors incorporate annuities into comprehensive planning conversations around wealth transfer, retirement income, and risk management. Dylan Sharpe leads this area with deep expertise in annuity solutions for high-net-worth clients.
- **Long-Term Care Planning** — Protection strategies to address future care needs for individuals and families.
- **Disability Income (DI) Protection** — Specialized DI solutions and consulting, supported by our DI Senior Consultant.
- **Advanced Planning & High-Net-Worth Case Design** — Tailored strategies for affluent clients, including business succession, estate planning, and complex insurance needs.
- **White-Glove Underwriting & Case Support** — Proprietary process with dedicated underwriters to improve outcomes on challenging cases.
- **Business & Advisor Resources** — Marketing collateral, eTools, calculators, new business dashboard, solution roadmaps, and centers-of-influence coaching.

## Who We Serve
Broker-Dealers and RIAs, Financial Institutions & Banks, Independent Advisors, National Wirehouses, P&C and Benefits Agencies, Brokerage General Agencies.

## Our Team
- [Our Team Overview](https://www.lfsus.com/our-team/)
- [Britt Cross – President](https://www.lfsus.com/britt-cross-bio/): 20+ years experience, former VP & Director of Insurance & Annuities at D.A. Davidson & Co. Leads comprehensive protection and risk management strategies.
- [Dylan Sharpe – VP of Business Development & Annuities](https://www.lfsus.com/dylan-sharpe-bio/): Leads the firm’s annuity platform and supports advisors with life insurance and annuity integration for high-net-worth clients. 13+ years industry experience and CFP® candidate.
- [Gregg Shafter – Advanced Markets](https://www.lfsus.com/gregg-shafter-bio/): Expertise in advanced markets and sophisticated planning strategies.
- [Ken Turscak, FALU, FLMI, ACS – Chief Underwriter](https://www.lfsus.com/): Leads our experienced underwriting team.
- [Brian Leet – DI Sr. Consultant](https://www.lfsus.com/brian-leet-bio/): Specializes in disability income solutions.
- Additional team members include compensation specialists, senior case managers, and support staff dedicated to advisor success.

## Key Resources
- [The LFS Approach](https://www.lfsus.com/the-lfs-approach/): Detailed explanation of our philosophy, services, and how we partner with advisors.
- [Home](https://www.lfsus.com/): Company overview, testimonials, and key statistics (25+ years, 2,000+ professionals served, $11B+ coverage in force).
- [Contact](https://www.lfsus.com/contact/): 12500 SE 2nd Circle, Suite 207, Vancouver, WA 98684 | Phone: 360-694-1612 | Fax: 360-694-4007 | Marketing@LFSUS.com

## Optional
- [Sitemap](https://www.lfsus.com/sitemap_index.xml)