Joint or survivorship products have long been a way to gain more favorable pricing on financial products. Of course, if you find yourself single either through divorce or a spouse passing away, that more favorable pricing disappears…or does it?
Join us as we share an approach for anyone who finds themselves single again and in need of handling their LTC funding strategy.
This session highlights joint-equal age pricing in conjunction with the ability to use an adult child as a second-insured for a divorced/widowed parent, both unique to OneAmerica.
By adding an adult child to the policy, we can either get the parent better pricing on a short duration Asset Care product or we can guarantee lifetime LTC for both generations.